Your Life Insurance Policy Is Doing One Job. It Could Be Doing Four.

Your Life Insurance Policy Is Doing One Job. It Could Be Doing Four.

Your Life Insurance Policy Is Doing One Job. It Could Be Doing Four.Michael Trefel
Published on: 03/06/2026

Most people pay life insurance premiums and never think about what that money is doing while they are alive. This post breaks down the cash value strategy that turns a permanent policy into a tax-advantaged financial engine.

Index Universal Life Insurance
Read more
IUL Pros and Cons: Why the Critics Are Aiming at the Wrong Target

IUL Pros and Cons: Why the Critics Are Aiming at the Wrong Target

IUL Pros and Cons: Why the Critics Are Aiming at the Wrong TargetMichael Trefel
Published on: 05/05/2026

IUL pros and cons: the real story is about structure, not product. Here is what most advisors miss.

Index Universal Life Insurance
Read more
The SEC Chair Owns 54 Life Insurance Policies. Three Professors Cannot Explain It. I Can.

The SEC Chair Owns 54 Life Insurance Policies. Three Professors Cannot Explain It. I Can.

The SEC Chair Owns 54 Life Insurance Policies. Three Professors Cannot Explain It. I Can.Michael Trefel
Published on: 30/04/2026

Fortune asked three university professors why the SEC chair owns 54 life insurance policies. None of them could explain it. A former Lehman Brothers strategist can. This post breaks down what sophisticated operators know about life insurance that most financial academics do not.

Index Universal Life Insurance
Read more