Michael TrefelMost estate planning mistakes are not legal errors. They are structural ones. This post covers the gaps that quietly erode what families spend a lifetime building and the decisions that prevent them.
Michael TrefelLiquidity in financial planning is the piece most families never build. Here is what that gap actually costs.
Michael TrefelIUL pros and cons: the real story is about structure, not product. Here is what most advisors miss.
Michael TrefelFortune asked three university professors why the SEC chair owns 54 life insurance policies. None of them could explain it. A former Lehman Brothers strategist can. This post breaks down what sophisticated operators know about life insurance that most financial academics do not.